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Declined by Matt Haycox
The book the banks don’t want you to read

DECLINED

The Banks Said No. Here’s Where to Find the Money Instead.

Every year, thousands of viable businesses are turned down for funding by high-street banks. Not because they’re bad businesses — but because banks have tightened their criteria to the point where only the safest, most boring, most predictable businesses get through. If you’re innovative, fast-growing, or in any way unconventional — you’re declined.

This book is your map to the other side. Matt Haycox has personally deployed over £1 billion in business funding — almost entirely outside the traditional banking system. In Declined, he reveals every alternative funding source available to UK businesses, how to access them, what they cost, and which ones to avoid.

Is This For You?

THIS BOOK IS FOR YOU IF...

You've been declined by a bank and don't know what to do next
You need capital to grow but traditional routes aren't working
You want to understand every funding option available to you
You're tired of being told 'no' by institutions that don't understand your business
You want to learn from someone who's deployed £1B+ in alternative funding
You want the real costs and trade-offs of each funding type — not sales pitches
Inside The Book

WHAT YOU’LL LEARN

12 chapters covering every alternative funding source available to UK businesses.

01 Why Banks Say No (And Why It's Not Always Your Fault)
02 The Alternative Funding Landscape — A Complete Map
03 Private Lending: How It Works, What It Costs, How to Get It
04 Asset Finance: Unlocking Capital You Already Have
05 Invoice Finance & Factoring: Getting Paid Before Your Clients Pay You
06 Revenue-Based Funding: The New Model Taking Over
07 Peer-to-Peer & Crowdfunding: When the Crowd Becomes Your Bank
08 Government Grants & Schemes: Free Money Most People Miss
09 Angel Investors & Family Offices: Getting Smart Money
10 How to Present Your Business to Non-Bank Lenders
11 The True Cost Matrix: Comparing Every Funding Type
12 Matt's Playbook: How I've Deployed £1B+ Outside the Banking System
Reader Reviews

WHAT READERS SAY

“I was declined by 4 banks in 3 months. After reading Declined, I secured £180K in asset finance within 2 weeks. I didn't even know that option existed.”

Mark Stevens
Founder, Stevens Logistics

“This book should be given to every business owner when they register their company. The funding landscape Matt reveals is extraordinary — and completely hidden from most entrepreneurs.”

Lisa Chen
CEO, TechBridge Solutions

“I've been a business advisor for 15 years and Declined taught me things I didn't know. Matt's breakdown of the alternative lending market is the most comprehensive I've ever seen.”

Robert James
Business Advisor, James & Partners

STOP WAITING FOR THE BANK TO SAY YES.

The money is out there. You just need to know where to look. Get your free copy now.

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